Copyright 2018 - VSG
Steven is a qualified Chartered Accountant with over 30 years C suite and Board level experience as CFO for publicly listed, private equity backed and owner-managed businesses.
Twenty years were spent as a Board Member of publicly listed top 100 companies in South Arica. These were leading blue chip companies in their respective industries which exposed him to industry, system and financial functions, best of breed and leading-edge technologies and practices. Industry experience includes FMCG, Retail, Real Estate, Health Care and Automotive. Steven has been exposed to managing businesses in Europe, UK, Middle East, Africa, South America, South East Asia and Australia.
Outside Steven’s core competency area of Finance, his training also included leadership development and strategic planning and he is able to assist companies with change management and guide companies in defining their strategy and executing medium to long range strategic plans. Steven has led a number of successful technology refresh projects including end to end ERP implementations.
Steven has also been involved in preparing Companies for IPO and has managed the restructuring of large Debt portfolio’s. He has extensive M&A and feasibility study experience and been exposed to a variety of valuation methodologies and tools. He has managed complex foreign exchange, money market, debt and commodity exposures for which he developed policies and procedures held in high regard by triple-A rated Banks. This also entailed the developing of robust back-office systems and controls for these exposures.
Qualifications, Certifications and Memberships:
Honors, Bachelor of Accounting Science.
Chartered Accountant - FCA and CA (SA).
Member of the Institute of Chartered Accountants in England and Wales (ICAEW).
Member, South African Institute of Chartered Accountants (SAICA).
Member, Institute of Chartered Accountants in England and Wales (ICAEW).
SAP; System Configuration, project management, FICO / MM / PP / SD.
Twenty years were spent as a Board Member of publicly listed top 100 companies in South Arica. These were leading blue chip companies in their respective industries which exposed him to industry, system and financial functions, best of breed and leading-edge technologies and practices. Industry experience includes FMCG, Retail, Real Estate, Health Care and Automotive. Steven has been exposed to managing businesses in Europe, UK, Middle East, Africa, South America, South East Asia and Australia.
Outside Steven’s core competency area of Finance, his training also included leadership development and strategic planning and he is able to assist companies with change management and guide companies in defining their strategy and executing medium to long range strategic plans. Steven has led a number of successful technology refresh projects including end to end ERP implementations.
Steven has also been involved in preparing Companies for IPO and has managed the restructuring of large Debt portfolio’s. He has extensive M&A and feasibility study experience and been exposed to a variety of valuation methodologies and tools. He has managed complex foreign exchange, money market, debt and commodity exposures for which he developed policies and procedures held in high regard by triple-A rated Banks. This also entailed the developing of robust back-office systems and controls for these exposures.
Qualifications, Certifications and Memberships:
Honors, Bachelor of Accounting Science.
Chartered Accountant - FCA and CA (SA).
Member of the Institute of Chartered Accountants in England and Wales (ICAEW).
Member, South African Institute of Chartered Accountants (SAICA).
Member, Institute of Chartered Accountants in England and Wales (ICAEW).
SAP; System Configuration, project management, FICO / MM / PP / SD.
Steven Kruger FCA / CA (SA)
Ernest J. Hosking CA (SA)
Kelvin Tayfield (MBA)
Kelvin is a finance and MBA graduate with over thirty years of banking, financial management, VAT and consulting experience. The past thirteen years have been spent in the GCC.
He has been involved in a number of strategic change management initiatives and start-ups in developing economies. He headed a very successful Corporate Banking change initiative in a major Saudi bank. This role included competitor analysis, customer analysis and strategic plans, product development, policy and procedure development, marketing and training. Subsequently he joined a GCC start-up bank and was responsible for a number of projects across strategy, product, policy and procedure development in addition to business development.
Kelvin has been involved a number of large regional syndications, structured finance and project finance deals as well as restructuring arrangements in the GCC. He has also been involved in financial services mergers as well as an acquisition of a commercial bank.
Kelvin’s consulting experience has covered various industries including services, manufacturing, education and aviation.
Qualifications:
Bachelor of Commerce (University of Cape Town)
MBA (Manchester Business School)
He has been involved in a number of strategic change management initiatives and start-ups in developing economies. He headed a very successful Corporate Banking change initiative in a major Saudi bank. This role included competitor analysis, customer analysis and strategic plans, product development, policy and procedure development, marketing and training. Subsequently he joined a GCC start-up bank and was responsible for a number of projects across strategy, product, policy and procedure development in addition to business development.
Kelvin has been involved a number of large regional syndications, structured finance and project finance deals as well as restructuring arrangements in the GCC. He has also been involved in financial services mergers as well as an acquisition of a commercial bank.
Kelvin’s consulting experience has covered various industries including services, manufacturing, education and aviation.
Qualifications:
Bachelor of Commerce (University of Cape Town)
MBA (Manchester Business School)
Ernest is a highly experienced Board Level CEO, Business and Leadership Consultant and Executive Coach. He has 40 years of successful experience providing, fiscal, strategic and operations leadership in varied and challenging situations. He has been in the GCC for 14 years and has been featured numerous times in the GCC Press and Magazines.
He is the former CEO of the RedTag Division of BMA International, a major value fashion retailer in the GCC region and beyond. He was CEO for 13 years, rebranding and repositioning the business and taking it from a small underperforming operation to a highly successful multi-million US$ business across 2 brands and now one of the major retail players in the region.
He excels in strategy, turnarounds, repositioning and rebranding and has led many business improvement and efficiency projects during his career including a major end-to-end supply chain project as well as being involved in leadership development and governance initiatives. During his tenure, from humble beginnings, RedTag was awarded the Most Admired Value Retailer in Fashion in the GCC for 2016.
Prior to relocating to Dubai, Ernest worked as a Consultant in Investment Banking in South Africa where he held numerous Non-Executive Director positions and performed the function of a Management Consultant to many Private Equity Investments.
He commenced his Fashion Retail career with a listed company in South Africa - Mr Price Group where he was Joint Managing Director of one of their Trading Divisions and held a Director position in the stock exchange listed holding company.
Qualifications, Certifications and Memberships:
Bachelor of Accounting Science (Honours) University of South Africa
Qualified Chartered Accountant (SA)
Member of The Institute of Chartered Accountants South Africa (SAICA)
Certified Executive Coach, Academy of Executive Coaching (AOEC) London
He is the former CEO of the RedTag Division of BMA International, a major value fashion retailer in the GCC region and beyond. He was CEO for 13 years, rebranding and repositioning the business and taking it from a small underperforming operation to a highly successful multi-million US$ business across 2 brands and now one of the major retail players in the region.
He excels in strategy, turnarounds, repositioning and rebranding and has led many business improvement and efficiency projects during his career including a major end-to-end supply chain project as well as being involved in leadership development and governance initiatives. During his tenure, from humble beginnings, RedTag was awarded the Most Admired Value Retailer in Fashion in the GCC for 2016.
Prior to relocating to Dubai, Ernest worked as a Consultant in Investment Banking in South Africa where he held numerous Non-Executive Director positions and performed the function of a Management Consultant to many Private Equity Investments.
He commenced his Fashion Retail career with a listed company in South Africa - Mr Price Group where he was Joint Managing Director of one of their Trading Divisions and held a Director position in the stock exchange listed holding company.
Qualifications, Certifications and Memberships:
Bachelor of Accounting Science (Honours) University of South Africa
Qualified Chartered Accountant (SA)
Member of The Institute of Chartered Accountants South Africa (SAICA)
Certified Executive Coach, Academy of Executive Coaching (AOEC) London
Specialist Associates
Highly experienced ex major international bank fintech professional who specializes in:
• Digitization and ecommerce strategy and platform development
• Innovation - assessment of blockchain, crypto, big data, AI, automation
• Online trading platforms
• Treasury
• Trade finance
• Financial services regulatory compliance
Former Group Executive of Large UAE family business specializing in:
• Sustainability
• Governance and succession planning
• Strategy
• Communications
• Sales and marketing
Highly experienced ex major international bank fintech professional who specializes in:
• Digitization and ecommerce strategy and platform development
• Innovation - assessment of blockchain, crypto, big data, AI, automation
• Online trading platforms
• Treasury
• Trade finance
• Financial services regulatory compliance
Former Group Executive of Large UAE family business specializing in:
• Sustainability
• Governance and succession planning
• Strategy
• Communications
• Sales and marketing
